Debt Restructuring Reviews and Ratings

What is Debt Restructuring?

Debt restructuring in Finance involves strategic financial maneuvers aimed at reorganizing an entity's debt obligations to enhance liquidity and ensure the debtor's ongoing viability. This process is crucial for entities—be it companies, individuals, or even countries—facing financial distress and struggling to adhere to the original terms of their debt agreements. The central objective of debt restructuring is to avert default, bankruptcy, or insolvency by negotiating more advantageous terms with creditors. This may involve extending loan maturities, lowering interest rates, swapping variable interest debt for fixed-rate debt, converting debt into equity, or partially forgiving debt.

Debt restructuring requires the expertise of financial analysts, legal advisors, and skilled negotiators to craft a solution that satisfies both the debtor and creditors. A comprehensive restructuring plan is developed after a detailed analysis of the debtor's financial health, proposing modifications to the debt terms that can alleviate immediate financial pressures arising from high interest expenses or paydowns. This process enables the debtor to stabilize their finances, potentially regain profitability, and allows creditors to recover a greater portion of their loans than they might through liquidation. By focusing on financial stability and recovery, debt restructuring plays a vital role in maintaining financial stability across the broader economy and fostering long-term financial health.

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Deloitte is a multinational entity that incorporates several independent firms on a global scale, each one serving their clients' growth and success areas. The main aim is to provide sound and professional guidance resulting in their clients emerging as the frontrunners of their respective domains. The parent entity, Deloitte Touche Tohmatsu Limited, is the overseer of this vast network of member firms spread worldwide, though each firm retains its legal autonomy. The diversity of the talent housed in Deloitte is channelized to deliver optimal solutions tailored to their clients' specific needs. The onus is put on businesses and individuals to seek professional advice before making decisions affecting their financials. Deloitte's offerings are general and do not serve as professional advice targeted for unique cases. Their ultimate goal is to utilize the wealth of knowledge at disposal for the betterment of their clients and the collective society, resulting in a robust organization.

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Alvarez & Marsal (A&M) is a global professional services firm established in 1983, offering advisory, business performance improvement and turnaround management services. The core philosophy of A&M is a proactive approach towards action and the ability to deliver practical solutions to unique problems demanded by organizations. The organization's restructuring heritage further empowers it to take decisive actions. With a workforce of over 10,000 individuals spread across six continents, A&M delivers tangible results for corporates, boards, private equity firms, law firms and government agencies facing complex challenges. The senior leaders and their respective teams help organizations to transform operations, boost growth and accelerate results. A&M comprises of experienced operators, world-class consultants, former regulators and industry authorities, leveraging their restructuring heritage to turn change into a strategic business asset, manage risk and unlock value at every stage of growth.

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Consultport is a platform that provides businesses with immediate access to independent high-level consultants and digital specialists. Initiated in 2018, the platform has gathered a group of over 10,000 consultants from 53 different countries. Numerous international businesses utilize Consultport daily to seek and engage consultants, digital professionals, or temporary managers for project needs. The expansive network of pre-approved professionals supplies solutions in a range of sectors like cost alteration, digital advancement, organizational structure, strategies for entering the market, and business augmentation. Besides serving organizations, Consultport also functions as a spirited platform where freelance consultants, expanding enterprises, consultancy firms, and private equity firms can interact, work together, and prosper.

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EY concentrates its efforts on improving the mechanisms of the working world by supporting the creation of enduring value for multiple stakeholders. Fueled by data and technology, EY's internationally dispersed teams facilitate the growth, transformation, and operation of client businesses by providing assurance services. With a multidisciplinary approach encompassing assurance, consulting, law, strategy, tax, and transactions, EY professionals strive to devise innovative solutions for today's intricate global concerns by asking perceptive questions.

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ONEtoONE Group is an international investment banking group with a focus on global M&A advisory for the middle market and alternative asset management. Established in 2004, it operates as an employee-owned firm with a global presence. ONEtoONE's primary function is to provide access to various business or financial groups around the globe. It attributes its successful delivery to the integration of a global team, the use of advanced search technology for M&A target identification, and deep connections within various industries. With its large team of M&A specialists spread across different continents, ONEtoONE concentrates on global mid-market transactions. The Group utilizes its global research team supported with artificial intelligence and machine learning technologies, thereby leveraging best-in-class M&A databases, data mining methods, and proprietary tools specifically designed for M&A. Natural language processing is employed to find optimal counterparts worldwide. ONEtoONE's primary objective is to help in finding, attracting, and finalizing deals with buyers or investors, intending to maximize the value of companies involved in the transactions. The firm's methodology, tools, and structure all work collectively towards the same goal of enhancing the value of transactions.

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AlixPartners has a long-standing history of aiding businesses globally in managing critical challenges over forty years. The company provides support in situations like urgent performance improvement, accelerated transformation, complex restructuring, and risks. The solutions provided are specific to diverse moments of critical decisions and market shifts. The company's mode of operation involves prompt and action-oriented approaches due to the time-sensitive nature of their work. Small teams equipped with industry and functional expertise conduct a quick transition from analysis to implementation.The effectiveness of their approach is measured in the delivered results and not just in the process. The organization works closely with clients to help them in decision-making and taking actionable steps in facing future-defining challenges.

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BDO is a professional services provider that operates within the middle tier of the industry. Its offices are spread across 167 countries, with over 91,000 professionals contributing to its operations. The company's focus on adopting advanced technology and maintaining quality has revolutionized its approach. Recent strategic moves have enabled BDO to build a robust global infrastructure and offer innovative solutions, delivering enduring value for clients. The organization operates driven by purpose.

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Forvis Mazars operates as a global professional services network. Moving under a unified brand that encompasses two main members: Forvis Mazars, LLP based in the United States and Forvis Mazars Group SC, an internationally integrated partnership that operates across more than 100 countries and territories. This company primarily focuses on providing professional services on a global scale.

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Grant Thornton operates as the U.S. member organization of the global entity, Grant Thornton International Ltd, which specializes in audit, tax, and advisory services. With a robust network of over 60,000 professionals spanning across 135 countries, the company caters to both public and private entities of varying sizes, addressing diverse challenges. The distinguishing characteristic of Grant Thornton is its distinctive approach, valuing personal relationships, trust, quality, and collaboration. This strategy allows the firm to meet unconventional business expectations and fosters an environment for their clients and staff to emulate this model. The organization termed as 'Grant Thornton' corresponds to Grant Thornton LLP in the U.S., a part of Grant Thornton International Ltd (GTIL). The firms under GTIL are independant and have no mutual obligations or liabilities.

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Resurgent is a financial advisory firm operating in India. It primarily focuses on serving SMEs and large corporates by offering specialized services in areas such as debt raising and stressed assets advisory. Additionally, Resurgent provides funding and advisory solutions for non-banking financial companies (NBFCs) and the broader BFSI sector. It also includes services in investment banking, private equity, and capital market solutions. Other segments of its operations include insolvency and bankruptcy services, corporate legal services, valuations, government advisory, ESG advisory, transaction advisory, and training. Resurgent is also involved with conducting TEV and LIE studies with various banks and the Indian Banks' Association for ASM.

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