Gartner defines the insider risk management (IRM) market as solutions that use advanced analytics, monitoring, and behavior-based risk models to detect, analyze and mitigate risks posed by trusted insiders within an organization. These solutions monitor the activities of employees, service partners and key suppliers to ensure their behavior aligns with corporate policies and risk tolerance levels. IRM platforms can be delivered as cloud-based services or on-premises solutions, or in hybrid forms. When effectively implemented alongside proper governance, they provide comprehensive visibility, real-time detection, and proactive intervention to safeguard against data theft, fraud and other malicious or unintentional insider threat activities.
Gartner defines the OFD market as the market for solutions that detect and prevent fraudulent actions within digital channels (browsers and mobile apps). OFD solutions provide a spectrum of capabilities within digital channels to prevent direct and indirect financial losses and to mitigate risks. Their core capabilities: Mitigate the activity of malicious automated bots; Detect account takeover (ATO) attacks and trigger remedial actions; Detect fraudulent activity in high-risk events along the digital customer journey, such as when customers make payments, transfer funds, perform account management actions or access personally identifiable information (PII).
Gartner defines user authentication as the journey-time process that provides credence in a claim to an identity established for a person for access to digital assets. User authentication is delivered by some combination of (a) an authenticator, (b) signals evaluation and (c) an authentication decision point, which may be from different vendors. User authentication is used to provide credence in an identity claim for a person already known to an organization. The credence must be sufficient to bring account takeover (ATO) risks within the organization’s risk tolerance. User authentication is foundational to and protects the value of other functions with an organization’s identity fabric, namely: runtime authorization, especially segregation of duties (SOD); audit (individual accountability); and identity analytics.