Ramp Reviews, Ratings & Features 2026 | Gartner Peer Insights

Gartner defines the accounts payable application market as cloud-based solutions that use intelligent automation to empower finance teams to independently manage end-to-end invoice processing, execute payments, and maintain master data across one or more ERP systems. These applications deliver configurable workflows, real-time analytics, and integration with procurement and treasury systems, creating a unified and scalable accounts payable operation.

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Accounts Payable Applications

Ramp

Finance Manager

Ramp is good, user-friendly, and has a lot of useful webinars. Could use some automation to make manual work more efficient, like managing bill/transaction splits. It would be very helpful if we could use "templates" for splits or map the way we code transactions to memos.

<50M USD

50M - 250M USD

Gov't/PS/ED <5,000 Employees

500M - 1B USD

Logistics Manager

user friendly, but doesn't flow well. If you enter quickbooks code, it kicks you out to approve instead of just refreshing where you are. Would like to be able to divide cost between multiple classes in quickbooks

Research and Development Associate

Ramp is incredibly easy to use and makes submitted expenses hassle free. I often order dinner for the office and expense it and it makes it incredibly easy.

I've also done some work with the Ramp API and it's been overall very easy to use and getting more featureful even as I've been using it!

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Ramp was founded in 2019 to help organizations reduce unnecessary spend and streamline financial operations. The company began as a corporate card and expense management provider and has since expanded to cover accounts payable, procurement, and business travel. Ramp serves more than 70,000 organizations and supports more than $200 billion in spend annually, helping companies automate spend workflows, improve visibility across financial operations, and reduce manual processing.

The company has also introduced capabilities for managing AI tool and model spend, giving finance teams visibility into AI costs alongside traditional expense workflows. Headquartered in New York City, Ramp has offices in San Francisco, Miami, Boston, and Denver, and is expanding internationally with new offices in London, Stockholm, and Toronto.

Ramp is the ultimate platform for modern finance teams. Combining corporate cards with expense management, bill payments, vendor management, accounting automation and more, Ramp is the all-in-one solution designed to save businesses time and money, and free finance teams to do the best work of their lives. Our mission is to help build healthier businesses, and it’s working: over 15,000 businesses on Ramp save an average 5% more and close their books 8x faster. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables tens of billions of dollars in purchases each year.

Ramp’s customers span the full gamut of US businesses—from visionary startups to industry leaders. It’s trusted by companies of all stages and sizes – from startups like Morning Brew, Glossier, and Seed, nonprofits like KIPP Public Schools and The Joffrey Ballet, beloved brands like Eventbrite, Discord, and Sierra Nevada, to global enterprises like Anduril, Virgin Voyages, and Marqeta.

Recently named Fast Company’s 2023 Most Innovative Company in North America, Ramp is NYC’s fastest-growing startup. Investors include Founders Fund, D1 Capital Partners, Thrive Capital, Redpoint Ventures, Coatue Management, Iconiq, Altimeter, Stripe, Lux Capital, Vista Public Strategies, Spark Capital, Definition Capital, General Catalyst, Avenir Growth Capital, 137 Ventures, Declaration Partners, and more.

Thrive Capital

Sands Capital Ventures

Founded in 2019, Ramp is a platform that caters to the needs of finance teams. The company's key focus is on providing a comprehensive solution that incorporates corporate cards, expense management, bill payments, vendor management, and accounting automation. By integrating these various functionalities, Ramp aims to conserve time and resources for businesses, allowing finance teams to enhance their efficiency and productivity. It has gained acceptance amongst a broad range of businesses operating in various industries across the United States. Additionally, Ramp is instrumental in powering a growing corporate card and bill payment platform, handling tens of billions of dollars in purchases on an annual basis. The company enjoys support from various financial entities.

Reviews

Ratings Overview

Overall experience with

Favorable Review

Minimal Editing Required Due to Accurate Output from Ramp’s Screenshot Feature

Critical Review

Redirects And Invoice Splitting Limit Efficient Workflows For Some Users

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