Infosys Reviews, Ratings & Features 2026 | Gartner Peer Insights

Gartner deﬁnes a core banking system (CBS) as the financial institution’s back‐ofﬁce software that performs real-time or end-of-day processing for deposits and loans. Apart from advancing the processing dates, representative capabilities include transaction posting, interest accrual/payment, service charge calculation and cash management (zero balance, target balance). CBSs provide deposit and loan product servicing with interfaces to other applications, such as customer-facing channels, general ledger systems and reporting tools. CBSs can be deployed on the bank’s premises or run from the cloud or any hosted environment. Bank employees and customers either directly or indirectly use the bank’s CBS.
The CBSs of a financial institution’s back‐ofﬁce software perform either real-time or end-of-day processing for deposits and loans. Apart from advancing the processing dates, representative capabilities include transaction posting, interest accrual and posting, service charge calculation and cash management (zero balance, target balance). All these processes and steps imply a business model based on conventional banking principles that imply interest accrual on accounts and profitability from any lending practice. Therefore, CBSs, by definition, implicitly exclude Islamic CBSs that, to the contrary, use Islamic financial tools to back Shariah-compliant business models that require different mechanisms to produce profits.

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Core Banking Systems

Finacle Core Banking Solution

Infosys (EdgeVerve)

Chief Information Officer

great service. good performance. prompt resolution of issues. good senior tech support

50M - 250M USD

1B - 3B USD

3B - 10B USD

500M - 1B USD

<50M USD

10B - 30B USD

250M - 500M USD

Gov't/PS/ED 50,000 + Employees

Gov't/PS/ED <5,000 Employees

Gov't/PS/ED 5,000 - 50,000 Employees

Regional Product Manager

when its comes to choose software for core banking solution for any bank, Finacle is one of the most promising and well knowed software out their in the market. Being one of the most used software in the banking space it has been designed in the way that it will cover every small aspect of banking solutions. But due to this overload of various functionalities it has become of the most complicated core baking solution to use. Unlike other competitors it has bit less customisation for the needs of each user. and when it comes to correcting the backdated entries in the system, you will definitely remember the god.

Engineering Manager

We chose Finacle as a strategic partner delivering the solution (Finacle) and participating in the implementation in our organization. Through their willingness to find solutions and find common ground and understanding to the benefit of both parties, Finacle has proven we chose the right partner and solution. 

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EdgeVerve Systems, a wholly-owned product subsidiary of Infosys, offers digital banking solutions, AI, and automation, assisting clients to thrive in their digital transformation journey. The company has two key business units - Finacle and Edge Suite of solutions.

Finacle offers a front-to-back digital banking solution suite. Finacle solutions address the core banking, lending, digital engagement, payments, cash management, wealth management, treasury, analytics, AI, and blockchain requirements of emerging and established financial institutions. Our cloud-native solution suite and SaaS services help banks engage, innovate, operate, and transform better to scale digital transformation with confidence.

With Edge Suite of solutions, our mission is to create a world where our technology augments human intelligence and creates possibilities for enterprises to thrive. Our comprehensive product portfolio across AI, Automation, and Supply Chain helps businesses accelerate growth.

Possibilities Unlimited
Inspire enterprises with the power of digital platforms.

We reimagine the way enterprises work for the better. Enabling our clients to innovate on business models and drive game-changing efficiency with best-of-breed digital platforms.

Our digital platforms help clients capitalize on the inherent power of a connected enterprise. We do this by amplifying the human potential, crafting connected customer journeys, and exploiting the power of value networks.

Powered by native AI and automation capabilities, with security and scalability at the core, our digital platforms help enterprises discover & automate processes, digitize & structure unstructured data and unlock the power of the network by integrating enterprises. We drive digital transformation by delivering actionable intelligence and fulfilling our client's vision of building a connected enterprise.

EdgeVerve

Possibilities Unlimited is a company focused on fundamentally improving the way businesses operate by providing innovative digital platforms. Their primary aim is to empower businesses by offering cutting-edge and scalable digital solutions. These platforms are designed with enhanced AI and automation capabilities to streamline operations, digitize and organize unstructured data, and maximize the effectiveness of integration across enterprises. This availability of digital tools aims to boost productivity and efficiency within enterprises, subsequently driving digital transformation by generating actionable insights and enabling the realization of a fully integrated enterprise vision.

Reviews

Ratings Overview

Overall experience with

Favorable Review

Finacle's composite core banking solutions comes with what you need but are you ready to embrace it?

Critical Review

Versatile but not so friendly

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