Non-Life Insurance Core Platforms, Europe Reviews and Ratings
What are Non-Life Insurance Core Platforms, Europe?
Gartner defines the non-life-insurance platform market in Europe as composed of offerings that support insurers through a combination of core systems and key technologies focused on customers, partners, data or things. These core platforms include elements such as:
Core systems, including core modules for:
Policy management, which provides full, end-to-end policy management and issuance functionality — including (but not limited to) quoting, rating, underwriting, policy generation and statistical reporting.
Billing management, which supports the entire insurance billing and collections cycle, including (but not limited to) functionality such as electronic bill presentment and payment (EBPP).
Claims management, which combines claims administration and business process management (BPM) to support every phase of the end-to-end claims process for non-life insurers, from first notice of loss (FNOL) through settlement and reporting.
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Sapiens IDITSuite is a software designed for the insurance industry to manage policy administration, billing, and claims processes. The software provides a modular platform that supports property and casualty insurance across multiple lines of business and regions. It enables automation of workflows, simplifies task management, and facilitates regulatory compliance. Sapiens IDITSuite offers tools for underwriting, customer data management, reporting, and product configuration. By centralizing data and supporting integration with external systems, this software helps insurance organizations reduce operational complexity and improve efficiency in policy lifecycle management.
Tia Policies is a software designed for insurance management that enables organizations to handle the entire lifecycle of policies across various insurance products, including property, casualty, life, and health. The software supports policy creation, administration, amendments, renewals, and cancellations within a unified platform. It provides tools for underwriting and facilitates compliance with regulatory requirements. The system integrates with other core insurance functions and offers automation for routine processing, reducing manual work and supporting standardized workflows. Tia Policies addresses the business need for efficient policy management and aims to streamline operations, minimize errors, and improve operational visibility for insurance providers.
Adacta`s AdInsure insurance platform ensures insurance businesses keep up with industry changes. It connects and supports all insurance teams, helping them work smarter, launch faster, and provide modern CX. Built around best practices, AdInsure acts as a foundation of specific solutions: AdInsure for Non-life, Life, and Commercial insurers, and AdInsure for Brokers.
It provides a comprehensive set of features for insurance business teams: Core Systems (PAS, Billing and Collections, Claims and Recoveries), Non-core features (Commission management, Reinsurance), Digital tools such as Agent portals and Data Analytics
AdInsure capabilities and tools allow IT and operations to manage change efficiently; no code / low code compliant architecture, a modern integration framework that includes out-of-the-box API, AdInsure Studio - an end-to-end tool for design, testing, and distribution of products-, and Cloud support.
Guidewire Insurance Suite is a software designed for property and casualty insurance companies to manage core operations such as policy administration, claims management, and billing. The software integrates workflows to streamline the process of underwriting, issuing, and servicing insurance policies, as well as handling billing transactions and claims processing. It provides tools for data management, real-time reporting, and regulatory compliance, enabling insurers to automate processes and improve the accuracy of information. The software supports deployment on cloud or on-premises environments and is configurable to meet specific business requirements. Guidewire Insurance Suite addresses the need for operational efficiency, data integrity, and adaptability in the insurance sector.
Keylane Axon is a software designed for the insurance industry that enables insurers to manage and streamline core processes such as policy administration, claims management, product configuration, and billing. The software supports a range of insurance products across life, pension, and non-life sectors. It focuses on automating workflows, maintaining regulatory compliance, and enhancing operational efficiency. Keylane Axon offers capabilities for managing customer data, implementing business rules, and integrating with third-party systems. The software addresses the challenge of modernizing legacy systems and supports the development and launch of new insurance products while seeking to reduce administrative overhead and operational risks for insurance providers.
msg.PIA is a software that enables insurance and financial organizations to manage product modeling, pricing, policy administration, and analysis tasks. The software provides components for product configuration, policy management, premium calculation, and data integration to support end-to-end processing in life and health insurance. It facilitates streamlined handling of policy lifecycle events such as quotation, issuance, endorsement, and renewal. msg.PIA aims to address operational efficiency and compliance requirements by centralizing administration and ensuring consistency in product definitions across systems. The software supports integration with core business platforms and offers functionality for reporting and analytics to assist in regulatory and management decision-making processes.
RGI PASS_Insurance is a software designed for managing insurance operations, supporting the core business processes of insurance companies and intermediaries. The software facilitates policy administration, claims management, billing, and product configuration. It offers modular features for handling different lines of insurance, including life, property, and casualty. The software focuses on automating end-to-end workflows, ensuring regulatory compliance, and enabling integration with external systems through standard interfaces. It aims to enhance efficiency by centralizing data management and providing tools for reporting and analytics, assisting organizations in optimizing their operational processes and addressing the complexity of legacy system transformation in the insurance industry.
SAP Insurance Platform is a software designed to support insurance processes through digitalization and automation. The software provides capabilities for policy administration, claims management, billing, and regulatory compliance. It enables integration with other business systems, allowing insurers to streamline operations and enhance data accuracy across multiple channels. The software aims to address challenges related to process complexity and manual handling by enabling end-to-end workflow management, data analytics, and real-time reporting. Its features focus on improving efficiency in tasks such as underwriting, customer service, and financial reporting, and supports configuration for a variety of insurance products. Through its modular architecture, the software is intended to facilitate scalability and flexibility for insurance organizations.
Duck Creek Suite is a software designed for the insurance industry, offering core system functionalities to support policy administration, billing, claims management, and analytics. The software enables insurers to manage the lifecycle of insurance products, streamline underwriting, handle customer data, automate processing and workflows, and support digital engagement. Duck Creek Suite integrates with various third-party applications and platforms, providing flexibility and scalability for carriers of different sizes. The software addresses business challenges related to operational efficiency, regulatory compliance, and speed to market for new insurance offerings, making it suitable for organizations seeking to modernize their core systems and optimize processes within the property and casualty insurance sector.
INSIS is a software designed for insurance companies to support core operations such as policy administration, claims management, billing, product configuration, and customer relationship management. The software enables automation and customization of insurance products across various lines of business, including life, health, property, and casualty insurance. INSIS addresses the business need for efficient management of insurance processes, ensuring data consistency, regulatory compliance, and scalability as organizations grow. The software integrates with third-party systems and facilitates workflow management, reporting, and analytics, allowing insurance providers to streamline operations and improve service delivery.
IBSuite is a software designed to support insurance process management and digital transformation. It provides functionality for policy administration, claims management, billing, and product lifecycle management within insurance organizations. The software aims to streamline workflows and automate core insurance operations while managing policy documentation and customer information. IBSuite enables configuration of insurance products, supports multiple distribution channels, and facilitates integration with third-party platforms and data sources. Its features address issues such as operational inefficiencies, manual data entry, and legacy system limitations, allowing insurance providers to improve accuracy and consistency in their administration processes while adapting to changing market requirements.
Navigator is a software developed to streamline travel and transportation management for enterprises. The software offers features such as automated booking, itinerary management, fare search, ticketing, invoicing, and workflow integration. Navigator is designed to address challenges in travel operations by helping organizations manage large volumes of bookings and increase efficiency across various travel services. The software supports scalability and can be integrated with multiple vendors and back-end systems to handle different travel segments, enhancing productivity and facilitating compliance with business policies. Navigator aims to improve overall process visibility and control within travel management and operations.
Prima Insure is a software designed for insurance management, offering tools for policy administration, underwriting, billing, and claims processing. The software streamlines core operations by automating workflows and providing configurable modules that adapt to different lines of business in the insurance sector. It supports the complete lifecycle of insurance products, facilitating data management, reporting, and compliance with industry regulations. Prima Insure aims to improve operational efficiency by integrating with external systems and supporting multi-channel distribution. The software helps insurance companies manage products, customers, and transactions, addressing the business need for flexible, scalable, and reliable administration of insurance operations.
Acturis ICE Policy is a software designed for the insurance industry to streamline policy administration and management. The software enables insurers and brokers to create, amend, and manage various types of insurance policies, supporting the full policy lifecycle from quotation to renewal and cancellation. It provides functionalities for managing documentation, regulatory compliance, underwriting processes, and claims handling. The software aims to enhance operational efficiency by facilitating integration with other systems and supporting automation for routine tasks. It addresses business needs related to improving productivity, reducing administrative overhead, and maintaining accuracy in insurance policy administration.
Acturis SaaS is a software used by insurance brokers, underwriters and insurers to manage the distribution and administration of insurance products. The software delivers workflow automation for core insurance processes such as quotation, policy administration, claims management, document issuance and renewal handling. Acturis SaaS supports multi-channel distribution, enabling integration with insurer partners and portals, and provides tools for regulatory compliance and reporting. The software offers web-based access, allowing users to collaborate across locations and streamline operational processes. It addresses the business problem of fragmented insurance workflows by providing a single cloud-based system for managing day-to-day insurance operations and client interactions.
Altkom Insurance Suite is a software designed to support the digital transformation of insurance companies by providing tools for policy administration, claims management, and underwriting processes. The software offers functionalities that include automated workflows, product configuration, customer data management, and reporting capabilities. It addresses business problems related to operational efficiency and process standardization in insurance organizations, enabling the management of the complete insurance lifecycle from product definition through policy servicing to claims handling. The software integrates with external systems to facilitate data exchange and supports regulatory compliance requirements within the insurance sector.
BrokerEdge is a software designed to support insurance brokers in managing core business processes, including policy administration, claims management, customer relationship management, and reporting. The software offers automation for policy lifecycle management, allowing brokers to handle quotes, renewals, and endorsements more efficiently. It integrates workflow and document management to streamline operational tasks and provides analytics capabilities to assist decision-making and compliance requirements. BrokerEdge addresses challenges of manual data entry and fragmented customer information through centralized data management, aiding brokers in reducing operational costs and improving organizational productivity.
Cloud Insurance is a software designed to simplify the management of insurance processes for providers and brokers. The software offers tools for policy administration, claims handling, billing, and customer communication. It provides automation capabilities to reduce manual tasks and increase operational efficiency. Cloud Insurance is configurable to accommodate various insurance products and business models, supporting both personal and commercial lines. Integration features allow the software to work with third-party systems, enabling data sharing across platforms. The software aims to address challenges in scalability, flexibility, and digital transformation within the insurance sector by streamlining workflows and centralizing data management.
Comarch Non-Life Insurance is a software designed to support the management of non-life insurance policies and claims. The software enables automation and optimization of insurance processes including policy administration, underwriting, claims handling, reporting, and customer service. It assists insurers in addressing operational challenges such as risk assessment, policy lifecycle management, and regulatory compliance. The software provides tools for handling complex products, calculating premiums, managing customer information, and analyzing business data to facilitate informed decision-making. Integration capabilities allow connectivity with external systems and platforms to streamline information exchange. The software aims to improve the efficiency and accuracy of tasks involved in non-life insurance operations.
Features of Non-Life Insurance Core Platforms, Europe
Updated March 2025Mandatory Features:
Billing management, which supports the entire insurance billing and collections cycle, including functionalities, such as electronic bill presentment and payment
Claims management, which combines claims administration and business process management to support every phase of the end-to-end claims process for non-life insurers, from first notice of loss through settlement and reporting
Full end-to-end policy management and issuance functionalities — including quoting, rating, underwriting, policy generation and statistical reporting















