Revolut

works smoothly, has a large number of options and a wide range of personalisation

Simplicity and very user-friendly interface. Best thing about Revolut is that you can easily manage your cashflow and either you are interested in only one feature of it, you can easily transfer cash in and out even if Revolut is not your main account.

The multi currency accounts and low fx fees and the cards we use for our employees are an outcome.

Sometimes there is a lack of options for re-evaluation of the client. The product offers attractive promotions, but requirements are difficult to find and fulfil.

Over the years Revolut has developed many features, which makes the application extremely good. Although depending where you travel, you may feel lack of possibilities to take cash out of ATMs, which in that case makes Revolut an expensive tool. Also, plans are somewhat expensive compared to other banks, so if not all features of Revolut are used, it may seem to be expensive to be used.

They do not offer credit or lending, so you would still need a traditional bank for this. Some features are locked behind payment tiers, Id love the whole package to be available to all. Also invoicing tool are a little basic, too, so we still need an accountancy package which is what Revolut also doesnt really do. So its really a specialized tool for spending, not for lending and finance.