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Logo of Ramp

Ramp

byRamp
in
4.6
Market Presence: Expense Management Software, Accounts Payable Applications

Overview

Product Information on Ramp

Updated 20th June 2026

What is Ramp?

Ramp is a finance platform for corporate cards, expense management, accounts payable, procurement, and business travel. It captures transactions and automates approval routing, expense coding, and payment execution, giving finance teams an audit trail across spend. Key capabilities include AI-powered policy enforcement spanning card transactions and reimbursements, procurement intake and purchase order management, bill capture and payment automation, and spend controls for AI model and tool costs. Ramp Stack gives accounting firms AI-powered reconciliation and close automation embedded in client financial data. Enterprise features include customizable approval workflows, local-currency card issuing in more than 35 countries, and payments in more than 190 countries. The platform also supports multi-entity organizations with ERP integrations including NetSuite, Sage Intacct, Oracle Fusion, and Workday. Ramp is SOC 2 Type II and ISO 27001 certified.

Ramp Pricing

Ramp offers three tiers. The Free tier includes corporate cards, expense management, and accounts payable. Plus is priced per user plus a platform fee, adding features such as advanced approvals, the AI Policy Agent, and integrations including NetSuite and Sage Intacct. Enterprise is custom-quoted and includes customizable workflows, local-currency card issuing, a dedicated account and customer success manager, priority 24/7 global support, and integrations including Oracle Fusion and Workday.

Ramp Product Images

Ramp platform UI
Ramp platform UI
QBO in Ramp UI
QBO in Ramp UI

Overall experience with Ramp

Finance Associate
50M - 250M USD, Software
FAVORABLE

“Invoice Processing and Digital Card Tasks Completed Rapidly With Minimal Manual Effort”

5.0
Mar 24, 2026
This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions.
Finance Manager
50M - 250M USD, Software
CRITICAL

“International Challenges Persist Despite Positive Product Evolution and AI Appreciation”

3.0
Mar 25, 2026
This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions.

About Company

Company Description

Updated 29th June 2026

Ramp was founded in 2019 to help organizations reduce unnecessary spend and streamline financial operations. The company began as a corporate card and expense management provider and has since expanded to cover accounts payable, procurement, and business travel. Ramp serves more than 70,000 organizations and supports more than $200 billion in spend annually, helping companies automate spend workflows, improve visibility across financial operations, and reduce manual processing. The company has also introduced capabilities for managing AI tool and model spend, giving finance teams visibility into AI costs alongside traditional expense workflows. Headquartered in New York City, Ramp has offices in San Francisco, Miami, Boston, and Denver, and is expanding internationally with new offices in London, Stockholm, and Toronto.

Company Details

Updated 29th June 2026
Year Founded
2019
Head office location
New York, United States
Number of employees
1001 - 5000
Website
https://ramp.com

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Key Insights

A Snapshot of What Matters - Based on Validated User Reviews

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Peer Discussions

Ramp Reviews and Ratings

4.6

(144 Ratings)

Rating Distribution

5 Star
63%
4 Star
33%
3 Star
3%
2 Star
1%
1 Star
1%
Why ratings and reviews count differ?
  • Finance Associate
    50M-1B USD
    Software
    Review Source

    Invoice Processing and Digital Card Tasks Completed Rapidly With Minimal Manual Effort

    5.0
    Mar 24, 2026
    As the primary A/P admin, I have found the invoice processing experience to be seamless. On the few occassions where payment information was entered incorrectly, support was quick to respond and resolve the issue. The ability to edit transactions makes this process user friendly. It's also simple to find the information I need within just a few clicks. Overall, Ramp has streamlined our invoice processing by leveraging AI to draft memos, auto-populate fields, and even split and calculate line items. It has noticeably reduced the time spent on all of these manual tasks.
  • Finance Associate
    50M-1B USD
    Software
    Review Source

    Invoice Processing and Digital Card Tasks Completed Rapidly With Minimal Manual Effort

    5.0
    Mar 24, 2026
    As the primary A/P admin, I have found the invoice processing experience to be seamless. On the few occassions where payment information was entered incorrectly, support was quick to respond and resolve the issue. The ability to edit transactions makes this process user friendly. It's also simple to find the information I need within just a few clicks. Overall, Ramp has streamlined our invoice processing by leveraging AI to draft memos, auto-populate fields, and even split and calculate line items. It has noticeably reduced the time spent on all of these manual tasks.
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User Sentiment About Ramp
Reviewer Insights for: Ramp
Deciding Factors: Ramp Vs. Market Average
Performance of Ramp Across Market Features

Ramp Likes & Dislikes

Like

The overall speed of Ramp is fantastic. I'm able to issue a digital card and make changes to the amount, while on the phone with a vendor and have it go through within seconds. The integration with NetSuite requires zero effort, and the changes in either system appear quickly as well. Whenever I need to pull information (receipts, statuses, summaries), it is already set up in a way that I can do so in such a short time and not have to piece together data from multiple locations. That saves so much time.

Like

The overall speed of Ramp is fantastic. I'm able to issue a digital card and make changes to the amount, while on the phone with a vendor and have it go through within seconds. The integration with NetSuite requires zero effort, and the changes in either system appear quickly as well. Whenever I need to pull information (receipts, statuses, summaries), it is already set up in a way that I can do so in such a short time and not have to piece together data from multiple locations. That saves so much time.

Like

The overall speed of Ramp is fantastic. I'm able to issue a digital card and make changes to the amount, while on the phone with a vendor and have it go through within seconds. The integration with NetSuite requires zero effort, and the changes in either system appear quickly as well. Whenever I need to pull information (receipts, statuses, summaries), it is already set up in a way that I can do so in such a short time and not have to piece together data from multiple locations. That saves so much time.

Dislike

They are behind on their international side. Japanese character pdfs are not visible in the system. The AI cannot understand that dates are different internationally and thus can't amortize from it. Mileage rates cannot be changed by the company to reflect agreements with employees. FX rates are fixed and end up costing employees money.

Dislike

They are behind on their international side. Japanese character pdfs are not visible in the system. The AI cannot understand that dates are different internationally and thus can't amortize from it. Mileage rates cannot be changed by the company to reflect agreements with employees. FX rates are fixed and end up costing employees money.

Dislike

They are behind on their international side. Japanese character pdfs are not visible in the system. The AI cannot understand that dates are different internationally and thus can't amortize from it. Mileage rates cannot be changed by the company to reflect agreements with employees. FX rates are fixed and end up costing employees money.