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Logo of Ramp

Ramp

byRamp
in
4.6
Market Presence: Expense Management Software, Accounts Payable Applications

Overview

Product Information on Ramp

Updated 24th August 2025

What is Ramp?

Ramp’s expense management software helps businesses control spend, automate processes, and gain real-time visibility across every transaction. Teams can issue unlimited physical and virtual cards with built-in controls, set custom policies, and automate receipt collection to eliminate manual follow-ups. With AI-powered transaction categorization and integrations with accounting platforms like NetSuite, QuickBooks, and Xero, Ramp reduces time spent on reconciliations and ensures accurate books. Managers get instant insights into budgets, vendor spend, and employee usage, while employees benefit from fast, user-friendly tools for submitting expenses. Finance teams can enforce compliance, streamline approvals, and consolidate expense tracking in one place. By unifying cards, reimbursements, travel, and expense reporting, Ramp empowers companies to save time, cut waste, and focus on growth instead of administration.

Ramp Pricing

Ramp offers three pricing tiers. The first is a free tier that includes core features such as corporate cards, travel and expense management, accounts payable, accounting integrations, and vendor management. The second tier, Ramp Plus, is $15 per user per month and adds procurement and global payment capabilities. The third tier, Enterprise, requires a custom quote and consultation.

Ramp Product Images

Ramp platform UI
Ramp platform UI
QBO in Ramp UI
QBO in Ramp UI

Overall experience with Ramp

Chief Operating and Financial Officer
<50M USD, Services (non-Government)
FAVORABLE

“Someone on my staff thanks me for Ramp at least once a month”

5.0
Sep 25, 2025
Ramp saves us so much time on the front end assigning spend and on the back end with bookkeeping.
Logistics Manager
<50M USD, Construction
CRITICAL

“Redirects And Invoice Splitting Limit Efficient Workflows For Some Users”

3.0
Sep 25, 2025
user friendly, but doesn't flow well. If you enter quickbooks code, it kicks you out to approve instead of just refreshing where you are. Would like to be able to divide cost between multiple classes in quickbooks

About Company

Company Description

Updated 15th April 2025

Founded in 2019, Ramp is a platform that caters to the needs of finance teams. The company's key focus is on providing a comprehensive solution that incorporates corporate cards, expense management, bill payments, vendor management, and accounting automation. By integrating these various functionalities, Ramp aims to conserve time and resources for businesses, allowing finance teams to enhance their efficiency and productivity. It has gained acceptance amongst a broad range of businesses operating in various industries across the United States. Additionally, Ramp is instrumental in powering a growing corporate card and bill payment platform, handling tens of billions of dollars in purchases on an annual basis. The company enjoys support from various financial entities.

Company Details

Updated 15th April 2025
Year Founded
2019
Head office location
New York, United States
Number of employees
501 - 1000
Website
https://ramp.com/

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Key Insights

A Snapshot of What Matters - Based on Validated User Reviews

User Sentiment About Ramp
Reviewer Insights for: Ramp
Performance of Ramp Across Market Features

Ramp Likes & Dislikes

Like

I love being able to create a single virtual card for a one-time project or event and share it with all relevant users. Purchases are tagged to the individual and to the project, I preconfigure the accounting info, and I can build in restrictions and approvals or not, as the specific use demands.

Like

easy to navigate and links to quickbooks. search fields

Like

Ramp's AI automation features and the overall application interface is amazing. Also, we have been able to completely pay for our end of year company party with Ramp rewards from using the cards to pay bills. This was not something we even considered when switching over.

Dislike

I don't like that only employees who have paid seats can use Ramp to submit mileage reimbursements. We have several employees whose need is limited to that use (and very infrequently as well), and the per-user per month fee is too high for such limited use. To get around it, we still have a separate spreadsheet that about 70% of our staff uses for mileage reimbursements, that they email to our Ramp AP email. It creates confusion having two processes but we do it so that the 30% who are in Ramp get reimbursed quicker, more accurately, and with less work from A/P staff.

Dislike

not being able to divide invoice between multiple classes/jobs

Dislike

We have had some sync issues in the past which is really my only complaint. This seems to have gotten a lot better with the most recent Ramp updates.

Top Ramp Alternatives

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Peer Discussions

Ramp Reviews and Ratings

4.6

(55 Ratings)

Rating Distribution

5 Star
67%
4 Star
27%
3 Star
5%
2 Star
0%
1 Star
0%
Why ratings and reviews count differ?

Customer Experience

Evaluation & Contracting

4.6

Integration & Deployment

4.5

Service & Support

4.5

Product Capabilities

4.6

Filter Reviews
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Most helpful
Last 12 Months
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Reviewer's Company Size
Reviewer's Industry
Reviewer's Region
Reviewer's Job Function
  • Chief Operating and Financial Officer
    <50M USD
    Services (non-Government)
    Review Source

    Someone on my staff thanks me for Ramp at least once a month

    5.0
    Sep 25, 2025
    Ramp saves us so much time on the front end assigning spend and on the back end with bookkeeping.
  • Senior Accountant
    <50M USD
    Manufacturing
    Review Source

    Ramp Improves Credit Card and Payment Management With Enhanced AI Automation

    5.0
    Sep 25, 2025
    Ramp has been one of the best tools we have implemented at our company. It has completely changed the way we manage credit cards, bills and payments.
  • Research and Development Associate
    <50M USD
    Finance (non-banking)
    Review Source

    Minimal Editing Required Due to Accurate Output from Ramp’s Screenshot Feature

    5.0
    Feb 9, 2026
    Ramp is incredibly easy to use and makes submitted expenses hassle free. I often order dinner for the office and expense it and it makes it incredibly easy. I've also done some work with the Ramp API and it's been overall very easy to use and getting more featureful even as I've been using it!
  • Finance Associate
    <50M USD
    Services (non-Government)
    Review Source

    Receipt Download Feature Appreciated Despite Issues with Vendor and Expense Processes

    4.0
    Sep 25, 2025
    Overall I like Ramp. I gave it a 4 rating because I dont like it does not automatically update when I set up a vendor in Sage Intaact. I have go out and then go back and sometimes its still not there.
  • Owner
    <50M USD
    Healthcare and Biotech
    Review Source

    Card Limits Help Address Security Concerns In Elderly Care Purchase Management

    5.0
    Sep 25, 2025
    Ramp has been the perfect solution for our small business. We are a private duty care agency that serves the elderly. Sometimes our clients want their caregivers to purchase groceries or other items for them. I HATE the idea of a client giving someone their cash or credit card, not because I don't trust our employees but just because of the mistakes and misunderstandings that can happen. With Ramp, I can help our clients get what they want while protecting both their finances and our reputation.
...
Showing Result 1-5 of 55

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