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Logo of Ramp

Ramp

byRamp
in
4.5
Market Presence: Expense Management Software, Accounts Payable Applications

Overview

Product Information on Ramp

Updated 20th June 2026

What is Ramp?

Ramp is a finance platform for corporate cards, expense management, accounts payable, procurement, and business travel. It captures transactions and automates approval routing, expense coding, and payment execution, giving finance teams an audit trail across spend. Key capabilities include AI-powered policy enforcement spanning card transactions and reimbursements, procurement intake and purchase order management, bill capture and payment automation, and spend controls for AI model and tool costs. Ramp Stack gives accounting firms AI-powered reconciliation and close automation embedded in client financial data. Enterprise features include customizable approval workflows, local-currency card issuing in more than 35 countries, and payments in more than 190 countries. The platform also supports multi-entity organizations with ERP integrations including NetSuite, Sage Intacct, Oracle Fusion, and Workday. Ramp is SOC 2 Type II and ISO 27001 certified.

Ramp Pricing

Ramp offers three tiers. The Free tier includes corporate cards, expense management, and accounts payable. Plus is priced per user plus a platform fee, adding features such as advanced approvals, the AI Policy Agent, and integrations including NetSuite and Sage Intacct. Enterprise is custom-quoted and includes customizable workflows, local-currency card issuing, a dedicated account and customer success manager, priority 24/7 global support, and integrations including Oracle Fusion and Workday.

Ramp Product Images

Ramp platform UI
Ramp platform UI
QBO in Ramp UI
QBO in Ramp UI

Overall experience with Ramp

Research and Development Associate
<50M USD, Finance (non-banking)
FAVORABLE

“Minimal Editing Required Due to Accurate Output from Ramp’s Screenshot Feature”

5.0
Feb 9, 2026
This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions.
Logistics Manager
<50M USD, Construction
CRITICAL

“Redirects And Invoice Splitting Limit Efficient Workflows For Some Users”

3.0
Sep 25, 2025
This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions. This text serves as a placeholder and does not reflect the user’s review responses or opinions.

About Company

Company Description

Updated 29th June 2026

Ramp was founded in 2019 to help organizations reduce unnecessary spend and streamline financial operations. The company began as a corporate card and expense management provider and has since expanded to cover accounts payable, procurement, and business travel. Ramp serves more than 70,000 organizations and supports more than $200 billion in spend annually, helping companies automate spend workflows, improve visibility across financial operations, and reduce manual processing. The company has also introduced capabilities for managing AI tool and model spend, giving finance teams visibility into AI costs alongside traditional expense workflows. Headquartered in New York City, Ramp has offices in San Francisco, Miami, Boston, and Denver, and is expanding internationally with new offices in London, Stockholm, and Toronto.

Company Details

Updated 29th June 2026
Year Founded
2019
Head office location
New York, United States
Number of employees
1001 - 5000
Website
https://ramp.com

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Key Insights

A Snapshot of What Matters - Based on Validated User Reviews

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Peer Discussions

Ramp Reviews and Ratings

4.5

(24 Ratings)

Rating Distribution

5 Star
58%
4 Star
29%
3 Star
13%
2 Star
0%
1 Star
0%
Why ratings and reviews count differ?
  • Research and Development Associate
    <50M USD
    Finance (non-banking)
    Review Source

    Minimal Editing Required Due to Accurate Output from Ramp’s Screenshot Feature

    5.0
    Feb 9, 2026
    Ramp is incredibly easy to use and makes submitted expenses hassle free. I often order dinner for the office and expense it and it makes it incredibly easy. I've also done some work with the Ramp API and it's been overall very easy to use and getting more featureful even as I've been using it!
  • Research and Development Associate
    <50M USD
    Finance (non-banking)
    Review Source

    Minimal Editing Required Due to Accurate Output from Ramp’s Screenshot Feature

    5.0
    Feb 9, 2026
    Ramp is incredibly easy to use and makes submitted expenses hassle free. I often order dinner for the office and expense it and it makes it incredibly easy. I've also done some work with the Ramp API and it's been overall very easy to use and getting more featureful even as I've been using it!
  • Read All 24 Reviews

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Recommended Gartner Insights

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User Sentiment About Ramp
Reviewer Insights for: Ramp

Ramp Likes & Dislikes

Like

I really like being able to drop in a screenshot and have the output basically always be correct. The fact that I don't need to check much about it or edit most of the time is what makes it for me.

Like

I really like being able to drop in a screenshot and have the output basically always be correct. The fact that I don't need to check much about it or edit most of the time is what makes it for me.

Like

I really like being able to drop in a screenshot and have the output basically always be correct. The fact that I don't need to check much about it or edit most of the time is what makes it for me.

Dislike

not being able to divide invoice between multiple classes/jobs

Dislike

not being able to divide invoice between multiple classes/jobs

Dislike

not being able to divide invoice between multiple classes/jobs