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  1. Home
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  3. Xero
Logo of Xero

Xero

byXero
in
4.2
Market Presence: Accounting Practice Management Software (APMS), Accounting Engines

Overview

Product Information on Xero

Updated 13th October 2025

What is Xero?

Xero is an accounting software designed to streamline financial management for businesses by offering features such as invoicing, expense tracking, bank reconciliation, payroll processing, and financial reporting. The software enables users to manage transactions, monitor cash flow, and automate regular accounting tasks. By providing integration with various third-party applications and financial institutions, the software facilitates efficient collaboration between business owners, accountants, and bookkeepers. Xero addresses the business need for accurate, accessible, and timely financial data, supporting decision-making and compliance with financial regulations.

Xero Pricing

Xero software uses a subscription-based pricing model with tiered plans determined by the features and levels of usage required, such as invoice limits, multi-currency capabilities, and advanced accounting tools; the software charges a recurring monthly fee per organization with additional costs for optional services like payroll and expenses.

Overall experience with Xero

Finance Manager
50M - 250M USD, Media
FAVORABLE

“Centralized Invoice Management and Real-Time Payment Tracking With Xero Software”

5.0
Jan 18, 2026
I have been using Xero for a few months as an Accounts Payable specialist and I must say it has been an awesome addition to my toolbox. It is packed with great features that allow me to carry out both simple and complex accounting tasks without any hassle. I have moved from pen and paper documentation to digital automation, and I really love it.
IT ENABLEMENT LEAD
<50M USD, Software
CRITICAL

“Xero Offers Easy Cloud-Based Access But Faces U.S. Payroll Limitations”

3.0
Aug 27, 2025
Our overall experience with Xero has been decent. The platform is intuitive and easy to use for basic accounting and payroll needs and the cloud-based access is convenient. However, it does have its limitations when handling more complex U.S. payroll items, such as compliance updates and integrations with some benefits providers. Additionally, their customer response could be a bit quicker. Overall it's a tool that does its job and we continue the subscription due to the low volume of employees in the U.S. for our org.

About Company

Company Description

Updated 7th December 2023

Xero, a global platform, offers comprehensive services to small businesses including a primary accounting solution, payroll management, workforce regulation, expense tracking and project management. Through its vast ecosystem of affiliated apps, Xero provides connectivity with various banks and financial institutions. This feature allows small businesses to conveniently access a multitude of solutions integrated within Xero’s open platform, aiding them in effectively conducting their operations and handling their finances. Xero is also associated with women's football.

Company Details

Updated 26th February 2025
Company type
Public
Year Founded
2006
Head office location
Te Aro, New Zealand
Number of employees
1001 - 5000
Website
http://www.xero.com

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Key Insights

A Snapshot of What Matters - Based on Validated User Reviews

Reviewer Insights for: Xero
Performance of Xero Across Market Features

Xero Likes & Dislikes

Like

I especially like how I can upload, manage, track and approve invoices all in one place, I also like how can generate comprehensive reports for my management team. I like how simple the dashboard and user interface is designed for ease of access for users. Another feature I really like is the integration with bank accounts that allows me to track payments in real time.

Like

1. User friendly UI: The dashboard and navigation are simple and easy for anyone going into the platform. 2. Cloud-based access: Being able to securely log in from anywhere makes it convenient for our distributed team. 3. Integration with Accounting & Payroll team is able to connect smoothly which reduces the manual overhead.

Like

Love how I can access Xero from anywhere because of its cloud based nature, which helps me a lot when I am not at my desk. The user interface feels very friendly and clean which makes sure I can easily understand the accounts.

Dislike

I don't have any dislike for the application.

Dislike

1. Limited support for U.S. payroll compliance: Some tax updates and reporting requirements don't roll out as quickly as they should. 2. Integration with third-party benefits providers can be a bit clunky or require manual workarounds. 3. Customer support can be a bit slow to respond so it's not ideal when we are in an urgent situation that requires immediate support.

Dislike

I have some concerns regarding the support which takes a lot of time to respond to which affects my work sometimes. It has limited options in payroll which misses some of the regions.

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Peer Discussions

Xero Reviews and Ratings

4.2

(64 Ratings)

Rating Distribution

5 Star
34%
4 Star
52%
3 Star
11%
2 Star
2%
1 Star
2%
Why ratings and reviews count differ?

Customer Experience

Evaluation & Contracting

4.2

Integration & Deployment

4.5

Service & Support

4.1

Product Capabilities

4.2

Filter Reviews
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Last 12 Months
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Reviewer's Company Size
Reviewer's Industry
Reviewer's Region
Reviewer's Job Function
  • Finance Manager
    50M-1B USD
    Media
    Review Source

    Centralized Invoice Management and Real-Time Payment Tracking With Xero Software

    5.0
    Jan 18, 2026
    I have been using Xero for a few months as an Accounts Payable specialist and I must say it has been an awesome addition to my toolbox. It is packed with great features that allow me to carry out both simple and complex accounting tasks without any hassle. I have moved from pen and paper documentation to digital automation, and I really love it.
  • Account Clerk
    50M-1B USD
    Banking
    Review Source

    Bank Integration and Cloud Access Enhance Experience With Efficient Invoicing Features

    4.0
    Dec 28, 2025
    I would the experience was good with Xero as it connects smoothly with my banks so it fetches the transaction details automatically so I don't have to look over the transactions manually. The option to create invoices works well as it generates professional looking invoices.
  • PART-QUALIFIED AUDIT TRAINEE
    <50M USD
    Finance (non-banking)
    Review Source

    Free Certification Courses Help Overcome Initial Complexity Of The Software

    4.0
    Feb 6, 2026
    Although the product is difficult to use due to the large amount of areas in a set of accounts to be explored, Xero offers certification classes for free that can help assist one in getting to know the software and make it far easier to operate with. It has become the easiest to use finance package of all the kinds I have tried.
  • Director Of Financial Aid
    50M-1B USD
    Banking
    Review Source

    Dashboard Layout and Multi-User Support Streamline Accounting Tasks for Most Users

    4.0
    Jan 13, 2026
    Xero made my experience positive and smooth as it has a clean dashboard which makes sure I can do everything with one glance. Also, it can support multiple users without any issue at all. Also, the reports are easy to understand.
  • Director Of Finance
    50M-1B USD
    Consumer Goods
    Review Source

    A Standalone Online Accounting Solution.

    5.0
    Mar 28, 2026
    My experience with Xero has been remarkable because it helps to automate, streamline and simplify our daily accounting and bookkeeping tasks. I'm delighted to use Xero because it accepts online payments.
...
Showing Result 1-5 of 64

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